Best Masters Degree Scholarships That Cover Tuition and Living Expenses

Discover top master's degree scholarships that fully cover tuition and living expenses for international and domestic students.

 A group of international graduate students holding scholarship certificates on a university campus.

Pursuing a master’s degree can open doors to new career paths, advanced research opportunities, and specialized professional roles. However, the cost of graduate education—especially abroad—can be a major barrier for many students. From high tuition fees to monthly living costs, the financial burden often outweighs the dream.

Fortunately, several prestigious master’s degree scholarships are available globally, offering full coverage of both tuition and living expenses. These scholarships make it possible for students from all backgrounds to study at top universities without the stress of loans or personal funding. Most of these programs are also highly competitive, attracting some of the brightest minds from across the globe.

With options like the Fulbright Scholarship, Chevening Awards, and DAAD Scholarships, applicants have multiple chances to study abroad for free while enjoying monthly stipends, travel allowances, and healthcare coverage. If your goal is to earn a master's without financial pressure, the scholarships below provide some of the best pathways forward.

Fulbright Foreign Student Program

The Fulbright Program remains one of the most recognized fully funded scholarships for graduate study. Sponsored by the U.S. Department of State, it supports international students pursuing master’s degrees at American universities.

Eligibility:
Open to students from over 155 countries, the Fulbright Program is ideal for recent graduates, young professionals, and artists. Applicants must have at least a bachelor’s degree and demonstrate academic excellence, leadership, and a strong commitment to community service or cultural exchange.

Coverage Includes:

  • Full tuition
  • Monthly stipend
  • Health insurance
  • Travel costs
  • Books and research allowance

Deadline:
Varies by country, typically between February and October annually.

How to Apply:

  1. Visit the Fulbright Program website.
  2. Select your country from the dropdown list.
  3. Contact your local U.S. Embassy or Fulbright Commission for specific application instructions.
  4. Prepare academic transcripts, standardized test scores, recommendation letters, and a statement of purpose.

Chevening Scholarships – United Kingdom

Chevening Awards are funded by the UK Foreign, Commonwealth & Development Office. This scholarship is tailored for global leaders and decision-makers with a strong vision for the future.

Eligibility:
Applicants must be from a Chevening-eligible country, possess at least two years of work experience, and hold an undergraduate degree. A commitment to returning to their home country for a minimum of two years after graduation is required.

Coverage Includes:

  • Full tuition at any UK university
  • Monthly living stipend
  • Travel costs to and from the UK
  • Arrival and departure allowances
  • Visa application fee reimbursement

Deadline:
Usually closes in early November for courses starting the following year.

How to Apply:

  1. Go to www.chevening.org.
  2. Create an account and complete the online application.
  3. Upload required documents including academic transcripts, reference letters, and English language test results.
  4. Submit a strong personal statement focused on leadership and global impact.

DAAD Scholarships – Germany

The German Academic Exchange Service (DAAD) supports thousands of students each year with scholarships for postgraduate studies in Germany. It is especially attractive for students interested in research and development, sustainability, or public policy.

Eligibility:
Open to international students with a bachelor’s degree and at least two years of professional experience. Applicants should show a clear connection between their field of study and future career goals.

Coverage Includes:

  • Full tuition (if applicable)
  • Monthly stipend of €934 (approx.)
  • Health insurance
  • Travel allowance
  • Research and language course support

Deadline:
Varies depending on the chosen program and university, but most deadlines fall between August and October.

How to Apply:

  1. Search for eligible programs at www.daad.de.
  2. Submit an online application with motivation letter, CV, academic certificates, and language proficiency proof.
  3. Some courses may require direct applications to German universities along with DAAD documents.

Australia Awards Scholarships

Australia’s government-funded awards focus on fostering international partnerships and development. They are highly competitive and target future leaders from developing countries.

Eligibility:
Applicants must be citizens of eligible countries in Asia, the Pacific, Africa, and the Middle East. Priority is given to those working in government, education, or community leadership roles.

Coverage Includes:

  • Full tuition
  • Return air travel
  • Establishment allowance
  • Living expenses
  • Health insurance

Deadline:
Typically in April for studies commencing the following year.

How to Apply:

  1. Confirm your country’s eligibility at www.dfat.gov.au.
  2. Register on the Online Australia Scholarships Information System (OASIS).
  3. Submit supporting documents and answer development impact questions.

Erasmus Mundus Joint Masters Scholarships

The Erasmus Mundus initiative by the European Union allows students to study in at least two different European countries, receiving a joint or double master’s degree.

Eligibility:
Applicants from both EU and non-EU countries are welcome. A bachelor’s degree and strong academic performance are required. Language proficiency (English or otherwise) depends on the program.

Coverage Includes:

  • Tuition fee waiver
  • Monthly allowance (€1,000–€1,200)
  • Travel allowance
  • Installation and visa cost support

Deadline:
Most programs close between October and January for the upcoming academic year.

How to Apply:

  1. Choose a program from the Erasmus Mundus Catalogue.
  2. Apply directly through the program’s website.
  3. Include motivation letter, degree certificate, references, and language test results.

Joint Japan/World Bank Graduate Scholarship Program

This unique partnership supports students from developing countries pursuing master’s programs related to development, economics, health, education, and public policy.

Eligibility:
Applicants must be citizens of a World Bank member developing country, not hold dual citizenship with a developed country, and have recent relevant work experience.

Coverage Includes:

  • Tuition
  • Monthly living stipend
  • Round-trip airfare
  • Health insurance
  • Travel allowance

Deadline:
Usually runs from February to May for courses starting the same year.

How to Apply:

  1. Visit www.worldbank.org/scholarships.
  2. Apply to one or more partner master’s programs.
  3. Submit scholarship application through the World Bank system with supporting documents.

To avoid misinformation and scams, always apply through official scholarship portals. Use the links below for direct access:

Conclusion

Pursuing a master’s degree shouldn’t be held back by financial limitations, especially with so many fully funded options designed to eliminate these barriers. Whether you're dreaming of studying in the U.S., UK, Germany, Australia, or multiple European nations, each scholarship mentioned offers a path toward personal and academic growth without incurring debt.

These programs value not just academic excellence but leadership, commitment, and a desire to make lasting contributions. Applicants should focus on showcasing their unique story, how their goals align with the program’s mission, and their vision for the future. A well-prepared application supported by strong references and purpose-driven essays often makes all the difference.

By exploring these master’s scholarships, students take a step closer to world-class education and global opportunity—without the weight of financial strain. Every application may open a new door to a transformative experience, so it's worth investing the time and effort.

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Naija SMS App – #1 Hub for Scholarships and SMS Messages!: Best Masters Degree Scholarships That Cover Tuition and Living Expenses
Best Masters Degree Scholarships That Cover Tuition and Living Expenses
Discover top master's degree scholarships that fully cover tuition and living expenses for international and domestic students.
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